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Blue Cross and Blue Shield of North Carolina (Blue Cross NC)
Blue Ridge Benefit Solutions is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Blue Ridge Benefit Solutions, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
® Registered mark of the Blue Cross and Blue Shield Association.
Richard Scarboro is a Blue Cross NC authorized agent.
Debora Leonard is a Blue Cross NC authorized agent.
Privacy Notice, Information for filing complaints with CMS and Blue Ridge Benefit Solutions, Inc.
Products and companies referred to herein are trademarks or registered trademarks of their respective companies.
Blue Medicare SupplementSM from Blue Cross and Blue Shield of North Carolina
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement
Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to helplessen the worries over what Medicare doesn’t cover.
With Blue Medicare Supplement, You’ll Enjoy:
• Coverage for the costs not covered by Original Medicare (Parts A and B)
• The freedom to see any Medicare-participating provider nationwide that accepts Medicare
• Rates as low as $31.50 per month 1
• Flexibility to change plans
• Fitness benefit and hearing benefit on all five plans
Blue-to-BlueSM: Flexibility to change
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive
Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans: 2
• Without additional medical exams
• Without underwriting or additional health questions
• Without any hassle
Guaranteed acceptance
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria:
• You are age 65 or older, or under age 65 and are eligible for Medicare due to disability 3
• You enroll within six months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
No waiting periods
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions
SilverSneakers®
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations 4 nationwide with various amenities
• Ability to enroll at multiple locations at any time
• SilverSneakers classes5 designed for all levels and abilities
At home or on the go:
• SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week
• SilverSneakers On-Demand videos available 24/7
• SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community:
• Group activities and classes 5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing® program
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
About Blue Cross NC
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
Ready to get started? Contact me today to:
• Compare plan benefits
• Get a free rate quote
Learn more:
• Blue Medicare Supplement Outline of Coverage (pdf)
• Choosing a Medigap Policy (pdf)
Notes:
• For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.
• Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26; Plan K: BMS K, 1/26; Plan N: BMS N, 1/26.
• Richard Scarboro/Debora Leonard/Blue Ridge Benefit Solutions is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency.
• Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
• Policy benefits are limited to those approved by Medicare for payment.
Disclaimers:
• Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering.
• SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025 Tivity Health, Inc. All rights reserved.
• TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more.
2 Blue-to-Blue is only available when you switch from one Blue Cross NC Medicare plan to another Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Agent for more information.
3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G.
4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not
guaranteed and PL participation may differ by health plan.
5 Membership includes SilverSneakers instructor-led group fitness classes. Some locations offer members additional classes. Classes vary by location.
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
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