Care Access Plan
Large medical bills, expected or not, can be stressful. Oftentimes, consumers must meet their health insurance deductible before plan benefits fully kick in. Hospital indemnity plans can help reduce out-of-pocket costs by paying fixed benefit amounts for covered medical expenses resulting from hospitalization or surgery.


This type of coverage may be the right fit if you are looking for:

  1. Coverage for unexpected hospitalization or surgery charges, with varying levels of benefits and price points
  2. Flexibility to choose any doctor or hospital, with additional cost savings available via access to network providers
  3. Lump-sum benefit payments for ambulance, chemotherapy and radiation, and an added critical illness benefit

Short Term Medical
Get a quote, compare plans and enroll in short-term coverage. Tell us a little about yourself and we'll help you find a plan that's right for you.

Supplemental Protection
A trip to the hospital can be stressful enough without the added expense that may come with it. Supplemental Protection provides fixed benefits for out-of-pocket costs as a result of a covered hospital stay or surgery, up to the selected maximum amount. With two easy-to-understand options and an additional buy-up offered, the Supplemental Protection provides flexibility for both needs and budget. 

Supplemental Protection provides coverage for:

  1. Inpatient hospital confinement
  2. Inpatient and outpatient surgical services
  3. Second surgical opinion
  4. Outpatient urgent care or emergency room visits
  5. Outpatient diagnostic x-ray or lab
  6. Outpatient advanced studies after an inpatient hospital stay

Missed Open Enrollment and need coverage now?

Short term medical can help bridge that gap between policies. And it's simple. To find out more information, click on the banner below, or contact our office today for more information. 

828.285.9957

Benefit Solutions, Inc.

blue ridge